Contractor Mortgages

Are you currently contracting for a company on a fixed term contract? Are you being paid on a day rate or a weekly rate but paying your own tax?
Are you a CIS ( Construction Industry Scheme) Contractor with tax being deducted by your main contractor?
Traditionally lenders would have treated these type of Contractors as a self employed applicant using the net income figure from your tax return. There are now a handful of lenders that will use your gross income if you are on one of the above types of contracts when assessing an application. For many this will mean these lenders will lend you more money compared to lenders that would have assessed what you can borrow based on your net income from your tax return.
Speak to us today so we can advise you on which lenders will be best for your situation. We will take your details and shop  the mortgage market to find you the best matched mortgage saving you time, hassle and money. Not only do we do the shopping around we help you apply for your new mortgage and deal with the application from start to finish. We guide you throughout the process.
*This firm does not charge a fee for Mortgage and/or insurance advice
*Your property may be repossessed if you do not keep up repayments on your mortgage

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Contact us; 

Phone: 01702 620199

               07557732482

Email: themortgageshopperessex@outlook.com

Address: 80 The Crescent, Benfleet, Essex, SS7 2HF

“You voluntarily choose to provide personal details to us via this website.  Personal information will be treated as confidential by us and held in accordance with the Data Protection Act 1998.  You agree that such personal information may be used to provide you with the details of services and products in writing, by email or by telephone.”

“By submitting this information you have given your agreement to receive contact from us to discuss your mortgage requirements”.

 Cara Ferns T/a The Mortgage & Insurance Shopper Essex is an Appointed Representative of PRIMIS Mortgage Network (PRIMIS), a trading name of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority.   PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by  The Mortgage and Insurance Shopper Essex may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let mortgage & Bridging Finance.

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
 

The guidance and/or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK.
 

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