Thinking of buying property to let it out? Remember there is now an increased stamp duty for second properties ( Please see link below for details)
https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intro
“Please be aware that by clicking onto the above link you are leaving The Mortgage & Insurance Shopper Essex website.  Please note that neither The Mortgage & Insurance Shopper Essex, nor PRIMIS Mortgage Network are responsible for the accuracy of the information contained within the linked site accessible from this page”.


There maybe a number of tax implications when buying a property and letting it out. We recommend you speak to an Accountant before your purchase to make sure you understand these implications fully. 

You will need a Buy to Let mortgage if you are buying a property to rent it out. This type of mortgage allows you to rent the property out a regular residential mortgage does not - If you need advice on how much deposit you will need and how buy to let mortgages work, how they are assessed, and how much you maybe able to borrow get in touch! 

Maybe you are a Landlord and you are looking to re mortgage or your current deal is ending and you would like a new deal ?- We can help!

Remember that if you own more than 4 properties you are now classed as a portfolio landlord and your application will be assessed slightly differently since the changes in September 2017. - Need help/guidance speak to us today!

Are your properties owned by a Limited Company? We have access to lenders that can lend to your Limited Company. 

Speak to us today so we can advise you on which lenders will be best for your situation. We will take your details and shop the mortgage market to find you the best matched mortgage saving you time and hassle. Not only do we do the shopping around we help you apply for your new mortgage and deal with the application from start to finish. We guide you throughout the whole process.

*Advice is free and impartial with no obligation to take up our recommendations

*This firm may charge a fee for arranging your Mortgage and/or insurance. This fee ranges from £0-£495 dependent on your circumstances

*Most Buy-to-Let mortgages are not regulated by the Financial Conduct Authority